Object for capturing account details
Acknowledgement response for any Async request.
Details about additional actions expected from the user by the lender
Additional identifier details for borrower/guarantor/applicant etc as the case might be
Details about the Address of the Borrower
This object captures the details of the person who is applying for the loan. Applicants can be different from the borrower.
Details about the Borrower, this identifies with verification status etc.
Details about the penalty and processing charges for the loan
Object capturing the chosen disbursement plan and disbursement account for the loan
Object capturing the chosen repayment plan and active payment method for the loan
Security against which the loan is requested by the Borrower
Collateral details presented by the user for the loan application. Beyond the scope of MVP, added this for future use-cases.
Consent details needed for raising a consent request
This object captures the contact details of the borrower/guarantor/applicant etc as the case might be
Object capturing the disbursement plans and the disbursement account choices available
Object capturing the details of dispute and the suggested resolutions by the lender
All the data presented by the user to be used for granting loan will be classified as documents. Example - GST Invoices, Bank History, GST Summary, Swiggy Restaurant History
Guarantors for the loan application. Beyond the scope of MVP, added this for future use-cases.
This object captures the details of the lender
Details of the loan application which is composed of borrower, collateral etc.
Details about the tenure of the loan including duration and units
Details of the loan like amount sanctioned, interest, tenure etc
Details about how the loan parameters - amount, interest rate, tenure has changed over the course of loan
Metadata about each API request
Offer will have the offer details like interest rate, tenure, minAmount, maxAmount etc
Object for capturing the details of the parties who are associated with the collaterals
Object capturing the details of any kind of payment related to a loan
Object capturing the details of payment method. Each method would have different set of attributes depending on the type
Details about the payment plans provided by the lender. Can be a disbursement plan or a repayment plan
Object used for making pointing to a different entity in the request/response. For example: if the lender wants to refer a document from the Collateral section, this object should be populated with details of the document object `in payload
If a lender rejects a loanRequest, it needs to send standardized rejection codes and user messages.
Object which indicates the successful completion of Request. If there are any business errors, they are captured inside response
Object capturing the details of individual transactions carried out on the loan. Includes both disbursement and repayment.
Valuation details for the collateral. For example, in case of home loans, it will capture how much the home is valued at.
Updated almost 2 years ago