Domain Object List
| Name | Description |
|---|---|
| AccountDetails | Object for capturing account details |
| Ack | Acknowledgement response for any Async request. |
| ActionRequired | Details about additional actions expected from the user by the lender |
| AdditionalIdentifier | Additional identifier details for borrower/guarantor/applicant etc as the case might be |
| Address | Details about the Address of the Borrower |
| Applicant | This object captures the details of the person who is applying for the loan. Applicants can be different from the borrower. |
| Borrower | Details about the Borrower, this identifies with verification status etc. |
| Charge | Details about the penalty and processing charges for the loan |
| ChosenDisbursement | Object capturing the chosen disbursement plan and disbursement account for the loan |
| ChosenRepayment | Object capturing the chosen repayment plan and active payment method for the loan |
| Collateral | Security against which the loan is requested by the Borrower |
| Collaterals | Collateral details presented by the user for the loan application. Beyond the scope of MVP, added this for future use-cases. |
| Consent | Consent details needed for raising a consent request |
| ContactDetails | This object captures the contact details of the borrower/guarantor/applicant etc as the case might be |
| Disbursement | Object capturing the disbursement plans and the disbursement account choices available |
| Dispute | Object capturing the details of dispute and the suggested resolutions by the lender |
| Documents | All the data presented by the user to be used for granting loan will be classified as documents. Example - GST Invoices, Bank History, GST Summary, Swiggy Restaurant History |
| Guarantors | Guarantors for the loan application. Beyond the scope of MVP, added this for future use-cases. All the data presented by the user to be used for granting loan will be classified as documents. Example - GST Invoices, Bank History, GST Summary, Swiggy Restaurant History |
| Lender | This object captures the details of the lender |
| LoanApplication | Details of the loan application which is composed of borrower, collateral etc. |
| LoanTenure | Details about the tenure of the loan including duration and units |
| LoanTerms | Details of the loan like amount sanctioned, interest, tenure etc |
| LoanTermsHistory | Details about how the loan parameters - amount, interest rate, tenure has changed over the course of loan |
| Metadata | Metadata about each API request |
| Offer | Offer will have the offer details like interest rate, tenure, minAmount, maxAmount etc |
| Party | Object for capturing the details of the parties who are associated with the collaterals |
| Payment | Object capturing the details of any kind of payment related to a loan |
| PaymentMethod | Object capturing the details of payment method. Each method would have different set of attributes depending on the type |
| PaymentPlan | Details about the payment plans provided by the lender. Can be a disbursement plan or a repayment plan |
| Reference | Object used for making pointing to a different entity in the request/response. For example: if the lender wants to refer a document from the Collateral section, this object should be populated with details of the document object `in payload |
| RejectionDetails | If a lender rejects a loanRequest, it needs to send standardized rejection codes and user messages. |
| Response | Object which indicates the successful completion of Request. If there are any business errors, they are captured inside response |
| Transaction | Object capturing the details of individual transactions carried out on the loan. Includes both disbursement and repayment. |
| Valuation | Valuation details for the collateral. For example, in case of home loans, it will capture how much the home is valued at. |
Updated over 2 years ago