Wallet account can be created only for an existing customer. Please use POST /customers API to create customer objects as needed.
Creating the wallet with command=authenticate parameter will trigger an OTP which will be used for linking the wallet thereby enabling direct debit authorization. You also have the option of deferring the authentication to a later point of time by omitting the command=authenticate parameter. In case you decide to defer it, Please use the authenticate and link API to authenticate and link the wallet.
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