Wallet account can be created only for an existing customer. Please use
POST /customers API to create customer objects as needed.
Creating the wallet with
command=authenticate parameter will trigger an OTP which will be used for linking the wallet thereby enabling direct debit authorization. You also have the option of deferring the authentication to a later point of time by omitting the
command=authenticate parameter. In case you decide to defer it, Please use the
link API to authenticate and link the wallet.