Use this API to choose the preferred mode of payment for the mandate. Supported Payment Methods include UPI, Card, Wallet, eNACH with Card/NB/Aadhaar authentication and eMandate (Direct Bank NB Mandate). The same API will also validate the payment method specific data like UPI VPA etc.
Share the URL that you get in the response body with your end customer, for whom this mandate is being initiated. They will have to run the same to authorise the collect request from their UPI App.
The API is not required for the merchants using Juspay's Payment Page product.
Response Parameters:
In the redirect response, webhook and check status API, mandate data will be passed additionally from the current parameters.
| Parameter | Type | Constraints | Description |
|---|---|---|---|
| order_id | String | Unique Identifier for the order. | |
| txn_id | String | Transaction ID for the payment attempt. | |
| status | String | Status of the transaction. PENDING_VBV indicates that the transaction requires authentication to complete. | |
| payment.authentication.method | String | HTTP Method for authentication. Can be one of GET or POST | |
| payment.authentication.url | String | URL to which the user has to be taken to for completing the authentication | |
| payment.authentication.params | String | Present only when the method is POST. Parameter map that has to be sent along with the URL for authentication. Do not hardcode the params in your client * Never assume that you will receive param “x” or param “y”. This is completely dynamic and will vary on a case by case basis. |
Test Cards
Please use the below test cards for testing mandates
Billdesk:
VISA
Card Number: 4591500000000055,
Expiry Month: 12,
Expiry Year: 2029,
Name on Card: Test,
CVV: 123
OTP is 123456
Note: For this card, Transaction status will be successful
and Mandate status will be active
MASTERCARD
Card Number: 5252521111111117,
Expiry Month: 12,
Expiry Year: 2029,
Name on Card: Test,
CVV: 123
OTP is 123456
Note: For this card, Transaction status will be successful
and Mandate status will be failure
RAZORPAY
Card Number: 4022757915248950,
Expiry Month: 01,
Expiry Year: 2022,
Name on Card: Test,
CVV: 123
PAYU
Card Number: 5123456789012346,
Expiry Month: 01,
Expiry Year: 2024,
Name on Card: Test,
CVV: 123
OTP: 123456
VPA: 9999999999@upi