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Annexure 1: Credentials of Payment Service Providers

  1. Airtel Money
Gateway Reference IDSaltMerchant IdTest Mode (T/F)
  1. Axis Card
Gateway Reference IDAccess CodeMerchant IdAMA Username
AMA PasswordSecret KeyStaged Transaction (T / F)Multi Currency Supported (T / F)
  1. Axis NB
Gateway Reference IDAxis Merchant CodeAxis Secure SecretTest Mode (T/F)
  1. Axis UPI
Gateway Reference IdPayee VPAMCCQR Code Format
QR Code sizeWaiting Page Expiry in SecondsUse Txn UUID as TrTest Mode (T / F)
  1. Amazon Pay
Gateway Reference IdSeller IdAccess Key
Secret KeyTest Mode (T / F)
  1. BillDesk
Gateway Reference IdMerchant IdChecksum KeyRupay Bank Code
Amex Bank CodeLegacy Redirect (T / F)Card Redirect (T / F)Hashing Algorithm
NB Redirect (T / F)Wallet Redirect (T / F)Amex Redirect (T / F)EMI Redirect (T / F)
Rewards Redirect (T / F)Rupay Redirect (T / F)Enable Subscription (T / F)
  1. Blazepay (of PayU)
Gateway Reference IdMerchant IdSecret Key
Access KeyTest Mode (True / False)
  1. CCAvenue V2
Gateway Reference IdMerchant IdAccess Code
Secret KeyEnable S2S integration (T / F)Test Mode (True / False)
  1. Citi
Gateway Reference IdMerchant CodeMerchant KeyTest Mode (T / F)
  1. Citrus
Gateway Reference IdMerchant IdSecret Key
Access KeyTest Mode (T / F)
  1. Cyber Source
Gateway Reference IdMerchant IdUser nameCybersource Account
Password
Direct Authorization for un
enroller cards (T / F)
User order id as
reconciliation id (T / F)
Certificate Test Mode (T / F)
  1. EBS V3
Gateway Reference IdAccount IdSecret
Page IdTest Mode (T / F)
  1. Epay later
Gateway Reference IdmCodeAPI KeyAES Key
IVCategoryTest Mode (T / F)
  1. Freecharge
Gateway Reference IdMerchant IdSecret Key
Direct Debit (T / F)Test Mode (T / F)
  1. Google Pay
Gateway Reference IdPayee VPAPayee Name
MCCTest Mode (T / F)
  1. GoCashfree
Gateway Reference IdApp IdSecret Key
Is Pre-Authorisation Enabled (T / F)Test Mode (T / F)
  1. HDFC
Gateway Reference IdTranportal IdTranportal PasswordTest Mode (T / F)
  1. HDFC UPI
Gateway Reference IdPayee VPAMCCQR Code Format
QR Code SizeWaiting page expiry in secondsUse Txn UUID as Tr (T / F)Test Mode (T / F)
  1. HDFC IVR
Gateway Reference IdTranportal IdTranportal Password
  1. HSBC UPI
Gateway Reference IdPayee VPAMCCQR Code Format
QR Code SizeWaiting page expiry in secondsUse Txn UUID as Tr (T/F)Test Mode (T / F)
  1. ICICI UPI
Gateway Reference IdPayee VPAMCC
QR Code FormatQR Code SizeWaiting page expiry in seconds
Use Txn UUID as Tr (T / F)Transaction Reference PrefixTest Mode (T / F)
  1. IPG
Gateway Reference IdStore IdUser IdUser Secret
PasswordCertificate PasswordCertificate
  1. Jio Money
Gateway Reference IdMerchant IdClient IdChannel
Checksum KeyDirect Debit(T/F)Test Mode(T/F)
  1. Kotak UPI
Gateway Reference IdPayee VPAMCC
QR Code FormatQR Code SizeWaiting page expiry in seconds
Use Txn UUID as Tr (T / F)Transaction Reference PrefixTest Mode(T/F)
  1. Kotak
Gateway Reference IdMerchant IdTerminal IdPasscode
Merchant Category CodeSecure Secret KeyEncryption KeyTest Mode(T/F)
  1. SIMPL
Gateway Reference IdApp IdTest Mode(T/F)
  1. MIGS
Gateway Reference IdMerchant IdSecure Secret
Access CodeAMA User nameAMA Password
Staged Transaction (T / F)Multi Currency Supported (T / F)Enable Subscription (T / F)
  1. Mobikwik
Gateway Reference IdMerchant NameMerchant Id
Secret KeySI KeyDirect Debit (True / False)
Register user automatically (T / F)Test Mode(T/F)
  1. mPESA
Gateway Reference IdMerchant CodeUser NamePassword
Secret KeyChannel IdDirect Debit (T / F)Test Mode(T/F)
  1. Ola Postpaid
Gateway Reference IdMerchant Access TokenMerchant NameMerchant Private Key
SaltPasswordOla Public KeyTest Mode(T/F)
  1. Ola Money
Gateway Reference IdUser NamePasswordSalt
Access TokenCoupon CodeDirect Debit (T / F)Test Mode (T/ F)
  1. PayPal
Gateway Reference IdClient IdSecretTest Mode (T/ F)
  1. PayU
Gateway Reference IdSaltMerchant KeySave Sodexo Token (T/F)
Enable Subscription (T/F)Fetch EMI Plans (T/F)Test Mode (T/ F)
  1. PhonePe
Gateway Reference IdMerchant IdSalt Key 1Salt Key 2
Customer IdDirect Debit (True / False)Test Mode (T/ F)
  1. PayTM
Gateway Reference IdMIDClient Idwebsite
Merchant KeySecret KeyChannel IdIndustry Type Id
ScopePayee VPAPayee NameQR Default Format
QR Default SizeHash Customer IdEnable S2S integration (T/F)Seamless Transaction (T/F)
Direct Debit (T/F)Process Authorizing
Status (T/F)
Enable withdraw flow (Direct
Debit) (T/F)
Use New end point
Test Mode (T/ F)
  1. PayU
Gateway Reference IdSaltMerchant KeySave Sodexo Token (T/F)
Enable Subscription (T/F)Fetch EMI Plans (T/F)Test Mode (T/ F)
  1. RazorPay
Gateway Reference IdTest Mode (T/ F)Authorize (To initiate OAuth)
  1. Stripe
Gateway Reference IdSecret KeyPublishable KeyTest Mode (T/ F)
  1. Sodexo
Gateway Reference IdMerchant IdTerminal Id
Fetch Balance while list cardSave Sodexo Token Implicitly (T / F)Test Mode (T/ F)
  1. TechProcess
Gateway Reference IdMerchant CodeEncryption KeyEncryption IV
Scheme CodeAmex Card bank codeInternational card bank codeDebit card bank code
Credit Card bank codeTest Mode (T/ F)
  1. Yes Bank UPI
Gateway Reference IdPayee VPAQR Default FormatQR Default Size
MCCWaiting page expiry in secondsUse Txn UUID as Tr (T / F)Test Mode (T / F)
  1. Zaakpay
Gateway Reference IdMerchant IdEncryption Key Id
Secret KeyPublic Key for RSATest Mode (T / F)
  1. Zestmoney
Gateway Reference IdClient IdClient Secret Key
Merchant Secret KeyTest Mode (T / F

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