post https://api.juspay.in/v3/offer/generateOffersRequest
Once the consents needed for fetching data are ready, the LSP sends a request to the Lenders to generate the offer for a set of loan applications. All these loan applications belong to the same borrower. This API is the trigger point for the lenders to use the consentIds that were created for the loanapplicationids as part of the Consent APIs to fetch the data from various FIPs as needed for the loan use case. Once the data from these sources have been obtained, the lender system runs its business rules on the data and creates the offers
Response Parameters for the Generate Offers Request API:
(click to view)
(click to view)
| Parameter | Type | Description |
|---|---|---|
| ack:wwwwwwww {error, traceId, timestamp} | Object | JSON object for acknowlegement |
Parameters for the
ack object: | Parameter | Type | Description |
|---|---|---|
| error | String | Errors in the current request received. If no errors are found, error = 0. |
| traceId | String | Identification for tracing |
| timestamp | Time- stamp | YYYY-MM-DDThh:mm:ssZ+/-hh:mm (eg 1997-07-16T19:20:30+05:30) Z +/- hh:mm = time zone designator (Z) followed by time zone difference from GMT in hours and minutes. THIS IS OPTIONAL. If not provided, it is assumed to be IST (+5.30) |
The request for this API includes an array for Loan Application IDs (click to open tables)
| Parameter | Type | Description | |
|---|---|---|---|
| metadata:wwwwtwwwww {param1, param2,...} | Object Strings | Metadata specific to each API response |
Parameters for the metadata object: click to open)
| Field | Type | Description | |
|---|---|---|---|
| version | String | OCEN Version | |
| timestamp | Time- stamp | YYYY-MM-DDThh:mm:ssZ+/-hh:mm (eg 1997-07-16T19:20:30+05:30) Z +/- hh:mm = time zone designator (Z) followed by time zone difference from GMT in hours and minutes. THIS IS OPTIONAL. If not provided, it is assumed to be IST (+5.30) | |
| traceId | String | Identification for tracing | |
| orgId | String | Origin ID |
| requestIdwwwwwwwtwww | String | Unique reference ID for the Generate Offers Request (UUID used to tie request and response and for idempotency) | |
| loanApplicationIds: [....] | Array of Strings | UUID for the loan applications. Generated by LSP. These are the list of loan Applications for which the borrower wants offers |
* = Required